Click4gap Discount Code

More Ways to Save Money at Click4gap

Gap Insurance doesn't have to be a budget-buster. Click4gap proves it with flexible payment options, comprehensive coverage that actually pays for itself, and transparent pricing that starts from just £20. Whether you're looking for basic protection or comprehensive cover, their payment-friendly approach means you can get protected without breaking the bank. Here's how to squeeze every penny of value from their policies.

How to Apply Your Click4gap Discount Code

Getting your Click4gap voucher to work is straightforward once you know where to look. The key is entering your code at the right moment in their streamlined checkout process.

1. Get your quote — Visit click4gap.co.uk and enter your vehicle details for an instant quote
2. Choose your cover level — Select from their range of Gap Insurance options, from basic £20 cover to comprehensive policies
3. Review your policy — Check coverage details including your shortfall protection limit and excess contribution
4. Enter your voucher code — Look for the discount code box during checkout and enter your code exactly as provided
5. Select payment method — Choose between upfront payment or 12 monthly instalments through Premium Credit
6. Complete purchase — Your policy starts immediately after payment, with documents sent via email

If your code isn't working, double-check you're eligible for the specific offer and that you haven't already used a discount on your account. Some voucher codes only apply to certain policy types or new customers.

Spread Your Costs With 12-Month Payment Plans

Click4gap's monthly payment option through Premium Credit lets you protect your vehicle immediately while spreading costs over a full year. This payment flexibility makes comprehensive Gap Insurance accessible even when money's tight.

Here's how their payment system works: you pay your first instalment upfront to activate coverage, then Premium Credit handles the remaining 11 monthly payments automatically. There's no extra charge for this service, unlike many insurance providers who add hefty interest rates. Your exact monthly amount and payment dates are clearly shown in your Policy Schedule, so there are no surprises.

The beauty of this system is that your full coverage starts immediately after your first payment. You're not waiting for the policy to be "paid off" — you get up to £75,000 shortfall protection and up to £500 towards your motor insurance excess from day one. Just remember that if you miss a payment, your policy won't cover claims occurring after the missed payment date.

Get Up to £500 Towards Your Motor Insurance Excess

One of Click4gap's smartest features is their motor insurance excess contribution — essentially free money when you need it most. When your vehicle's declared a total loss, they'll contribute up to £500 towards the excess you'd normally pay your motor insurer.

This benefit works alongside their main Gap Insurance coverage, so you're getting double value from one policy. While your motor insurer pays out based on your car's current market value, Click4gap covers the shortfall up to your original purchase price AND helps with your excess payment. There's no excess payable on the Gap Insurance policy itself, which means more money stays in your pocket.

For many drivers, this excess contribution alone justifies the policy cost. If you're paying a £500 excess on your motor insurance, Click4gap's contribution could completely eliminate that out-of-pocket expense during an already stressful time.

Find Your Price: Cover From £20 to £80

Click4gap's entry-level pricing makes Gap Insurance accessible to virtually any budget. Their lost key cover starts at just £20, while more comprehensive vehicle protection begins at £69 for car value protection.

Basic Protection Options

The most affordable policies cover essential scenarios without breaking the bank:

• Lost key cover — £20 for basic key replacement protection
• Finance agreement cover — £60 to protect outstanding loan balances

Comprehensive Coverage Plans

For complete peace of mind, these policies offer maximum protection:

• Car value protection — £69 for Return to Invoice coverage
• Purchase price security — £75 for comprehensive shortfall protection
• Specialist EV protection — £80 for electric and hybrid vehicles

These starting prices give you genuine protection without the premium cost of dealer-sold policies. Even their comprehensive Combined RTI Gap Insurance Plus, which covers both shortfall gaps and outstanding finance, represents excellent value when you consider the potential £75,000 coverage limit.

30-Day Risk-Free Trial Period

Click4gap's cooling-off period removes the pressure from your Gap Insurance decision. You get a full 30 days to review your policy, understand the coverage, and decide if it's right for you — with a complete refund available if you change your mind.

This trial period is genuinely risk-free, provided you haven't made a claim. If you cancel within 30 days, you get every penny back with no administration fees or penalties. After the 30-day window, you can still cancel for a pro-rata refund minus a £35 admin fee, which is far more generous than many competitors.

The trial period also gives you time to compare their direct pricing against dealer alternatives. Many customers discover they're getting identical or better coverage for significantly less money, making the decision to stick with Click4gap an easy one.

No Age or Mileage Restrictions Once Covered

Unlike dealer-sold Gap Insurance that often comes with restrictive age and mileage limits, Click4gap policies continue protecting your vehicle regardless of how old it gets or how many miles you drive. This unlimited approach means your coverage stays valuable for years.

You can purchase their Gap Insurance up to 180 days after buying your vehicle, giving you breathing room to research options and compare prices. Once your policy is active, there are no annual mileage limits to worry about or age restrictions that suddenly void your coverage.

This flexibility is particularly valuable for high-mileage drivers or those keeping vehicles long-term. Your Gap Insurance remains fully effective whether you're driving 5,000 or 50,000 miles per year, providing consistent financial protection throughout your ownership.

Comprehensive Coverage Up to £75,000

Click4gap's coverage limits are genuinely substantial, with shortfall protection reaching £75,000 and additional benefits that add real value. Their Combined RTI policies don't just cover the gap between market value and purchase price — they include dealer-fitted accessories up to £1,500 and motor insurance excess contributions up to £500.

This comprehensive approach means one policy handles multiple potential financial gaps. If your £30,000 car is written off two years later when it's worth £18,000, Click4gap covers the £12,000 shortfall. Add in £1,000 worth of dealer-fitted accessories and a £500 insurance excess, and you're looking at £13,500 in total protection from a policy that costs a fraction of that amount.

The £75,000 limit accommodates most vehicle purchases, from family cars to premium models, making their policies suitable for a wide range of drivers and budgets.

Customer Support at Click4gap

Click4gap's UK-based support team provides genuine expertise when you need help with quotes, policy changes, or claims guidance. Their product specialists understand Gap Insurance inside and out, so you're getting knowledgeable advice rather than scripted responses.

• Phone support — 0203 921 0626 (Monday to Friday, 9am to 5pm)
• Email support — Available anytime with responses during office hours
• Live chat — Real-time assistance during business hours
• Claims handling — Managed by specialist partner AutoProtect (MBI) Ltd for efficient processing

Their website also includes instant quote tools and policy management features, letting you handle routine tasks without waiting for support hours.