Moneygram Promo Codes February 2026

More Ways to Save Money at MoneyGram

MoneyGram isn't just about moving your money from A to B – they're genuinely committed to making those transfers more affordable. Whether you're sending money to family overseas or paying bills internationally, their loyalty program and smart payment options can slash your costs significantly. From their game-changing Plus Rewards scheme to referral bonuses and transparent fee structures, there are multiple ways to keep more money in your pocket while still getting reliable, fast transfers.

Save 50% on Your Second Transfer with Plus Rewards

MoneyGram's Plus Rewards program is basically free money waiting to happen. This no-cost loyalty scheme gives you 50% off fees on your second transfer after joining, then 30% off every third transfer moving forward. It's like having a coffee shop loyalty card that actually saves you serious cash.

The program works on person-to-person transfers with a valid Plus Rewards member number. You'll earn rewards based on how often you send money – the more you transfer, the more you save. Currently unavailable in Brazil, but it's a no-brainer everywhere else. Plus Rewards members also get access to exclusive promotions that regular customers never see, giving you a VIP pass to additional savings.

Zero-Fee Transfers Through Friend Referrals

MoneyGram's referral program turns your social network into a money-saving machine. When you invite friends to use MoneyGram, both of you can earn zero-fee transfers once they complete their first qualifying transfer. There's no limit to how many people you can refer, so your potential savings are essentially unlimited.

The beauty of this system is that it rewards the kind of word-of-mouth recommendations that happen naturally. If you're already happy with MoneyGram's service, sharing your experience with friends becomes mutually beneficial. Your friends get to discover a reliable money transfer service, and you both save on fees – it's a win-win that keeps giving.

Apply Your MoneyGram Discount Code Step by Step

Getting your MoneyGram discount to work properly is straightforward when you know the process. Here's exactly how to apply your savings:

1. Start your transfer – visit MoneyGram online or open their mobile app
2. Enter transfer details – add recipient information and transfer amount
3. Look for the discount code box – this appears during the payment process
4. Enter your code carefully – type it exactly as provided, watching for case sensitivity
5. Click apply – your discount should appear immediately in the fee breakdown
6. Complete your payment – proceed with your discounted transfer

If your code isn't working, double-check you're eligible for the specific offer and that you haven't already used it if it's a one-time deal. Plus Rewards discounts apply automatically once you're enrolled, so you won't need to enter codes for those savings.

Smart Payment Options That Work for You

Flexible Payment Methods

MoneyGram accepts multiple payment methods to fund your transfers, giving you flexibility while potentially saving on processing fees. You can use credit or debit cards for instant online transfers, or choose "Cash at Location" if you prefer to pay in person at one of their 470,000+ agent locations worldwide.

The Cash at Location option gives you a 48-hour window to complete payment before the transfer gets cancelled, which is handy if you need time to get to a physical location. Keep in mind that your card issuer might charge additional fees for money transfer transactions, so it's worth checking with your bank about the most cost-effective payment method for your situation.

Download the App for Exclusive Mobile Rewards

MoneyGram's mobile app isn't just convenient – it's your gateway to exclusive rewards and easier money management. The app, which boasts impressive ratings of 4.9 on the App Store and 4.6 on Google Play, gives you access to mobile-only promotions and makes tracking your transfers effortless.

Using the app also means you can send money on the go, track transfer status in real-time, and manage your Plus Rewards account from anywhere. The digital-first approach often comes with better rates than in-store transfers, making it a smart choice for regular senders who want to maximise both convenience and savings.

Additional Ways to Maximise Your Savings

Country-Specific Transfer Deals

MoneyGram often runs targeted promotions for transfers to specific countries, particularly popular corridors like transfers to India, Jamaica, Pakistan, and several European nations. These deals can offer significant savings beyond the standard Plus Rewards discounts, sometimes providing additional percentage discounts or fee reductions.

The smart move is to check for country-specific offers before sending money, especially if you're transferring to family in high-volume destinations. These promotions typically run for limited periods and can stack with your Plus Rewards benefits where eligible, maximising your overall savings.

Understanding MoneyGram's Fee Structure

MoneyGram's transparent approach to fees means you'll see exactly what you're paying before you commit to a transfer. They show you the total cost upfront, including their transfer fee and the exchange rate being applied, so there are no nasty surprises at the end of the process.

Local taxes and service charges may apply in certain receiving countries, and the recipient's bank might charge for account deposits, but these are clearly outlined where applicable. This transparency helps you make informed decisions about when and how to send money, especially when you're comparing the total cost across different transfer methods or timing your transfers to take advantage of Plus Rewards discounts.

Customer Support at MoneyGram

MoneyGram's customer support team can help with transfer queries, account management, and troubleshooting any issues with your Plus Rewards benefits. You can reach them through multiple channels depending on your preference and urgency.

• Phone support – direct line for urgent transfer issues
• Live chat – available through their website and mobile app
• Email support – for non-urgent queries and account questions
• Social media – quick responses through their official channels
• Agent locations – in-person help at 470,000+ worldwide locations

Their help centre and FAQ section cover most common questions about transfers, fees, and rewards programs, while the mobile app includes order tracking and account management tools for self-service convenience.