Switched On Insurance Promo Codes & Discount Codes → February 2026

More Ways to Save Money at Switched On Insurance

Switched On Insurance has cracked the code on making gadget and travel protection genuinely affordable. Their bundle-first approach means the more devices you protect, the less you'll pay per item. Whether you're covering a single phone or your entire household's tech collection, there are clever ways to slash your premiums without compromising on coverage.

How to Apply Your Switched On Insurance Discount Code

Getting your discount sorted at Switched On Insurance is refreshingly straightforward. Here's exactly how to make sure you're not paying more than you need to:

1. Start your quote on the Switched On Insurance website by selecting either gadget or travel insurance
2. Enter your device details or travel information to generate your personalised quote
3. Look for the promo code box during the checkout process - it typically appears before payment details
4. Enter your discount code and click 'Apply' to see your savings reflected immediately
5. Double-check the discount has been applied to your total before completing payment
6. Complete your purchase via the Switched On website or over the phone to ensure eligibility

Remember, discounts like the current Winter Sale only apply when you buy direct from Switched On - third-party purchases won't qualify. The system applies bundle discounts seamlessly, so you don't need a code for Multi-Gadget savings.

Get 2 Months Free with Annual Payment Plans

This is probably the easiest money you'll save at Switched On Insurance. Choose annual payment over monthly instalments and you'll receive 2 months of coverage absolutely free. It's like getting February and March thrown in at no extra cost.

The maths is brilliantly simple: instead of paying £60 over 12 months for a £5 monthly policy, you'll pay £50 upfront for the entire year. That's a guaranteed £10 saving with zero effort required. The discount applies across all three coverage tiers:

• Standard Cover: £35 annually instead of £3.50 monthly (save £7)
• Premium Cover: £47.50 annually instead of £4.75 monthly (save £9.50)
• Ultimate Cover: £50 annually instead of £5.00 monthly (save £10)

The annual discount is calculated seamlessly during your quote process - no special codes or complicated sign-ups required. Just select 'Annual Payment' when choosing your payment frequency.

Bundle Up to 10 Devices and Watch Costs Drop

Switched On's Multi-Gadget Discount is where the real savings magic happens. Instead of juggling separate policies for your phone, tablet, laptop, and camera, bundle them all under one policy and watch your per-device costs plummet.

Family Bundle Cover Maximises Household Savings

The Family Bundle Cover is particularly clever for busy households. Rather than everyone managing their own individual policies, you can protect all your family's phones and gadgets under one comprehensive plan. The more devices you add (up to 10 total), the more you save on each one.

This approach eliminates multiple policy fees, streamlines your claims process, and ensures everyone's covered under the same terms. It's especially valuable for families with teenagers who seem to have a magnetic attraction to cracked screens.

Multi-Device Strategy Pays Off Long-Term

The bundle discount applies instantly when you insure multiple gadgets, so there's no complex calculation required. Whether you're protecting 2 devices or the full 10, Switched On adjusts your premium to reflect the multi-device savings.

Consider this: individual policies for a phone, laptop, and tablet could easily cost £15+ monthly. Bundle them together and you'll likely pay closer to £10-12 for the same level of protection across all three devices.

Free Repair Services That Actually Save Money

Switched On's repair perks aren't just convenient - they're genuinely money-saving features that other insurers charge extra for.

Free Tracked Postage for All Gadget Repairs

Every gadget sent to their repair centre gets free tracked postage. That's typically £5-10 you'd pay elsewhere just to get your device safely to the repair facility. The tracking gives you peace of mind, and the cost savings add up over time.

Free Doorstep Collection for Laptops

Laptops get the VIP treatment with completely free collection and return service. Given that laptops can be worth £500-2000+, this doorstep service eliminates the risk (and cost) of shipping valuable equipment yourself. Professional courier collection typically costs £15-25 elsewhere.

This service is particularly valuable for business users who can't afford extended downtime. Your laptop gets collected, repaired, and returned without you lifting a finger or spending extra money on secure shipping.

Flexible Cancellation Saves You from Long-Term Commitments

Unlike traditional insurance that locks you into annual contracts with hefty cancellation fees, Switched On operates more like a subscription service.

14-Day Cooling-Off Period with Full Refund

You've got a full 14 days to review your policy terms and decide if it's right for you. Cancel within this window (provided you haven't made a claim) and you'll receive a complete refund. It's essentially a risk-free trial period.

This cooling-off period is particularly useful for comparing coverage details against other providers or ensuring the policy meets your specific needs.

Monthly Payment Flexibility

Choose monthly payments and you can cancel anytime without penalties - your policy simply ends on your next payment due date. For annual payments, you'll receive a prorated refund for unused time (assuming no claims have been made).

This flexibility means you're never stuck paying for coverage you no longer need, whether you've sold your device, upgraded to something new, or simply want to switch providers.

Coverage Tiers Designed for Smart Upgrading

Switched On's three-tier system makes it easy to find the right balance between coverage and cost, with some genuinely clever pricing that rewards stepping up.

Standard Cover from £3.50 Monthly

The entry-level Standard Cover handles the essentials: accidental damage, liquid damage, mechanical breakdown, cracked screens, plus £50 accessory cover and 60 days worldwide protection annually. It's comprehensive enough for careful users who want basic protection.

Premium Cover from £4.75 Monthly

For just £1.25 more monthly, Premium Cover adds theft protection, doubles your accessory cover to £100, extends worldwide coverage to 90 days, and includes £2,500 unauthorised use cover plus £500 E-Wallet protection. The theft coverage alone makes this worthwhile for commuters or frequent travellers.

Ultimate Cover from £5.00 Monthly

Here's where Switched On's pricing gets really smart: Ultimate Cover costs just 25p more than Premium but adds loss coverage and bumps accessory protection to £150. If you're the type who occasionally leaves devices in taxis or coffee shops, that extra 25p monthly could save you hundreds in replacement costs.

The worldwide coverage extends to 120 days annually with Ultimate - perfect for extended business trips or gap year adventures.

Unlimited Claims Policy Beats Industry Standard

Most insurers cap your annual claims at 2-3 incidents, but Switched On offers unlimited claims across all policy tiers. This is particularly valuable for accident-prone users or households with multiple device users.

The unlimited claims policy means you're not rationing your coverage or worrying about 'using up' your annual allowance. Whether you need one repair or five, you're covered without additional fees or policy restrictions.

Combined with their 12-month warranty on replacements and 3-month warranty on repairs, this creates a safety net that actually works when you need it most.

Customer Support at Switched On Insurance

Switched On offers multiple ways to get help with your policy, claims, or general enquiries. Their support team understands that insurance questions often can't wait for business hours.

• 24/7 online claims portal for gadget insurance claims
• Phone support available during business hours for policy enquiries
• 24/7 travel assistance line when you're away from home
• Email support for non-urgent questions and policy changes

Their online account area lets you manage your policy details, update device information, and track any active claims without needing to call or email.